What is an SR-22?
An SR-22 isn’t actually auto insurance. SR-22 is a form your insurance company sends to the state’s DMV showing that you carry the minimum required Liability coverage.
Typically, an SR-22 is filed with the state for 3 years.
What happens if I don’t file for an SR-22?
If you’re required to have an SR-22 and choose not to file one with your insurance company, you could lose your license and vehicle registration. You may also be required to carry an SR-22 longer than the original term.
You need to maintain the minimum Liability coverage required by your state while you have an SR-22. If there is a lapse or cancellation in your insurance coverage, the same penalties may apply. Plus, driving without insurance can lead to further legal issues. See all of Root’s coverage options.
Need an SR-22?
Root customers can easily get an SR-22 through the app. Though it may take a couple weeks for the state to receive the paperwork, your SR-22 begins on your policy start date, or the day an SR-22 driver is added to your policy.
Here’s how to request your SR-22 in the app: