Meet the Root Insurance app.

Where everything car insurance fits on your phone.

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on Test Drive

The best rates for the best drivers. Backed by data.

Get a rate based on how you actually drive. Save up to 52%.

The Root app uses mobile technology to measure your driving habits during our test drive. Just drive like you normally would for a few weeks, and the app does the rest. Your driving score is the #1 factor that goes into your car insurance rate. (How it should be.)

It takes less than a minute to get started. Learn more.


Higher score. Lower price.

Use tools like the Driver Scorecard within the app to improve your own driving. We only insure good drivers at Root, but seeing where you can become better makes you an even safer driver. Great price. Safe roads. That’s a win-win.

Root car insurance app - Day Tripper achievement badge
Root car insurance app - Car Starter achievement badge
Root car insurance app - Driving Ace achievement badge
Root car insurance app - Roll Model achievement badge

Celebrate good driving.

Earn achievements in the Root app—it’s a fun way to improve your driving and show off your skills to friends. Better driving could lead to bigger savings. (And we think saving $ is worth celebrating.)


You control your coverage. All at your fingertips.

The Root app makes it easy to customize your coverage. Add what you want. Leave off what you don’t. Make instant adjustments. When you want to make a change, just open the app to modify your price. No agents. No hassle. See all car insurance coverages.

Root mobile app - car insurance claims notification panel
Root mobile app - car insurance claims notification icon
Root mobile app - car insurance claims camera view

Claims as painless as possible.

Hey, accidents happen. And they can be confusing and tense. With Root, we uncomplicate the process. Your insurance card, the claims process—it’s all in the app. It only takes 5 minutes to submit your claim. Doesn’t get much easier than that.

Earn cash for spreading the word.

What’s better than a good-driving discount? Actual cash. Referrals save us money, so we can pass those savings on to you. You get paid, they get paid. Refer a friend now.

Start saving.

Get an auto insurance rate based primarily on how you drive. And watch your savings grow.

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