Check our prices

Take the Root test drive and save

Good drivers save more. Join the millions of people who’ve taken the Root test drive and see how much you could save.

Check our prices

Rates based primarily on how you drive

Traditional car insurance companies focus on demographics like age, ZIP code, occupation, and credit score to price your coverage. We don’t think that’s fair. When we offer a rate, your behavior behind the wheel gets more weight than any other single factor. We’ve never used occupation or education level in our rates.

How much does driving behavior impact your insurance rate?

With Root, how you drive matters more than any other factor.

How do we measure safe driving?

The Root app works with your smartphone sensors to gather and analyze data while you drive. Don’t worry, we never sell your personalized data. Learn more about all the ways the Root app can help you save money.

Smooth braking is the #1 thing we look for in safe drivers

We get it—stuff happens you can’t control. One or two sudden stops won't wreck your score, but if it becomes a habit, it's worth changing a few things.

Keep your hands on the wheel, not your phone

Don’t get distracted by texts on your phone or changing radio stations. Stay focused on your driving and the road ahead.

Watch your
speed

High speed is one of the leading causes of fatal car accidents. Go easy on the gas pedal to reduce your risk and save at the pump.

Avoid driving late at night

There are times when it’s simply more dangerous to be on the road. Whenever possible, limit super late night trips—especially on the weekends.

How the test drive works

Your safe driving could save you up to $900/year.

Get the app

Download the app and follow our easy prompts to get started.

Drive for a few weeks

Show off your safe driving and check your progress in the app.

Save based on your driving

After a few weeks, we'll give you a quote based primarily on your safe driving.

Get started

Still have questions?

What if I’m a bad driver?

Root isn’t the right fit for everyone. Our models don’t work with every situation, so we may not offer you a quote after the test drive. That just means you could save more with another carrier, and we don’t want to stand in the way of your saving money.

Does the Root app need to be open for trip tracking to work?

The Root app does not need to be open. You actually give it permissions to run in the background on your phone when you set up the test drive.

I drive for a living. Will that affect my test drive?

Currently, every trip you take during the test drive will count toward your quote, regardless of why you’re driving. For people who drive for work, like EMTs, police officers, mail delivery personnel, and truck drivers, this means the trips you take for work will be used in addition to your personal driving to calculate your rate. 

But, we encourage you to take the test drive anyway. Good drivers are often surprised at how low their quote is—even with their work trips. We can also let you know if your work driving has impacted your score (just message us at help@joinroot.com).

Won’t the test drive drain my battery?

We do our best to make sure that our test drive is as battery friendly as possible—many customers report no change or very little change. The good news? Any short-term inconvenience can lead to big savings.

Start saving on car insurance

Get a rate based primarily on how you drive. The safer you drive, the more you could save.

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Root Inc.

80 E. Rich Street

Suite 500

Columbus, OH 43215

Copyright ROOT 2024. ROOT is a registered servicemark of Root Insurance Company, Columbus, OH. Disclaimer for quotes: We reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein. Disclaimer for coverage: Coverage is available in the event of a covered loss. Exclusions may apply. Not available in all states. Disclaimer for savings: Based on savings reported by actual customers who purchased a new Root policy between October 2019 - July 2020; changes in coverage levels not evaluated. For California residents: Telematics is not used and resulting represented savings are not applicable. Referral program not applicable. Roadside Assistance purchased as separate coverage. Visit joinroot.com/califaq for more information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.