Car insurance can be confusing. We make it simple by letting you know what coverages are required in your state and which are optional. Learn about the coverages we offer here and then customize your policy in the Root app any time.
If an accident is your fault and someone else’s property is damaged or anyone else is injured, Liability coverage covers those costs.
If something happens to your car, these coverages help to get it fixed so you can be back on the road quickly.
If you or your family are injured in an accident, medical coverage helps to pay for the medical expenses.
You can play around with different limits for these coverages in the app to see just how much it changes your insurance rate. Try Root for free today and see how much you can save on your car insurance.
There’s actually no such thing in the industry. But the term usually refers to Liability (Bodily Injury & Property Damage) + Collision & Comprehensive. Good news—Root offers all of these coverages.
“Root is absolutely amazing. This cut my insurance down by over $140 a month. I'm so happy to be confident in high quality insurance at an affordable price. Every day on the road I know I'm covered and covered well. Also customer service has responded quickly and efficiently to every issue and question. 5/5 isn't good enough in my opinion.“
“Awesome! I was quite skeptical since everywhere claims to be cheap and the best way to go however these guys are not like any other company. The set up was super easy. Took me about 4-5 weeks however I live like 2 miles from work so that’s understandable. It dropped my insurance rate from $1200 through Allstate for 6 months down to a little over $600! That’s amazing! Especially with me having MORE coverage than before. It’s amazing what this company is doing and their app is great to! It’s about time I get the insurance I deserve!“
“Decided to give the test drive a shot, and after about 3 weeks got my quote and I had to do a double-take. My wife and I previously had separate policies, but the price through Root was cheaper for both of us than just myself alone. Not only that, but it includes more coverage and a lower deductible. Will see about 6 months from now if anything changes, but so far the customer service has been great at answering my questions and very helpful.“
Our app makes it quick and easy to get the coverage you need—from the state minimum to the whole package. Try Root out and see how much you can save.Get the Root app
We are currently available in Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, and West Virginia with more states coming soon.
Braking, speed, turns, times of day, miles driven, and driving routes are all considered when calculating your quote. You basically just need to follow the rules of the road and be mindful of other drivers when you’re behind the wheel.
Yes. We do not represent or front for any other company, and we are backed by the biggest reinsurers in the business. When we started, we didn’t intend to become an insurance company, but we found it was the only way to fix a broken system and make insurance fair. We have fully embraced this challenge and our team is determined to change car insurance for the better.