What is Comprehensive coverage?
Use Comprehensive coverage when there is any damage to your vehicle that wasn’t caused by an accident with another driver—things like weather damage, theft, or an encounter with wildlife.
What is Collision coverage?
If you cause an accident, Collision coverage can help you with the costs of repairing your vehicle. It would also help you if you’re involved in a hit-and-run, or if you’re hit by someone who doesn’t have insurance.
How much does full coverage auto insurance cost?
The coverage, limits, and deductibles you select will impact your rate.
A deductible is how much you pay once you file a claim (before your insurance pays the rest). Your deductible can be as little as $100 to as much as $1,000 or more. The lower your deductible, the higher your overall insurance rate. Or on the flip side, the higher your deductible, the lower your insurance rate. So your insurance cost depends on how much you want to pay out of pocket versus how much you want to pay for your insurance rate.