Drive in a fairer world.
A car insurance rate based primarily on how you drive. Good drivers save up to $100/month.
(Now, that’s fair.)
How it works
Ready to take the Root test drive and save up to 52% on your car insurance policy? Let’s get started.
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Download our app
Car insurance reinvented - no agents, no phone calls, no hassle. Get started in less than a minute.
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Take a test drive
We use your iPhone or Android phone to measure your driving behavior. Better driving = more savings, as it should be.
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Get your policy
Choose a recommended plan or create your own. Then pay for your perfect policy - it’s all in the app.
It's all in the app.
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Invite others in your household to drive
More good drivers = even more savings. Because that makes sense.
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Ask us to cancel your current policy
Enjoy your refund for unused premiums.
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View your insurance card
No more hunting through your glove box.
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Request roadside assistance
Included with every policy.
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Report a claim
File your claim right in the app.
A few words from happy customers
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Kyle P.
Ohio
Joined Root about a month ago. Saving close to $40 a month with slightly better coverage than I had with my previous insurer. This is how all insurance should be. I shouldn't pay based on how other people near me drive. Thank you for flipping the insurance game upside down!
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Aidan C.
Arizona
This is an amazing insurance app for young drivers trying to save money in the Monopoly of car insurance companies without sacrificing their own safety. Root is phenomenal.
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Daniel P.
Indiana
This app is 100% legit went from GEICO paying $156 a mo to $82 a month and got better coverage! Let the run drive safe and about a 4wks you'll save!
Root in the news
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About our coverage
Find out how we take care of you and your vehicles in case of accidents.
More about coverage
We believe car insurance should be rooted in fairness
If you drive well, you are less likely to get in an accident. Therefore, you should pay less. That’s the simple thesis our company is built on. We’re restoring fairness to the insurance industry one policy at a time.
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Simple pricing
What you see is what you get. There are no gotchas with Root. Once you receive a quote we give you full control over your insurance coverage.
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Fair rates
You're paying for car insurance based on how risky you look on paper. You deserve a fair rate based on how you drive, not who you are.
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Modern products
Life has its surprises. Everything you need to manage your insurance and handle a claim is on-demand in our mobile app.