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Renters insurance. For all your stuff.

It’s protection for you and the things that matter most, starting at just $6/month.

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With renters, you're covered

At home or away

If your stuff is stolen from your home, your car, or from your hotel, even when you’re traveling in another country—we’ll pay to replace it.

If there's damage

If your stuff is damaged from things like plumbing issues or smoke from a fire, we’ll give you the money to replace it.

If you need a place to stay

If something damages your home and you can’t stay there (think fire or storm damage), we pay for your living expenses for up to 12 months.

If someone gets hurt

If someone gets injured on your property, renters insurance could help pay for their medical expenses.

See all renters insurance coverages

Renters insurance. Made easy.

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Describe your place

Like how many bedrooms you have and if you need to add your landlord to your policy.

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Tell us about your stuff

Knowing the types of things you have helps us customize your coverage plan.

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Choose a personalized policy

We make it easy to understand your options, so you can pick the right plan for you.

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Bundle and save

Got a car? You can save 5% on your renters quote when you bundle with Root car insurance. You’ll have the chance to let us know if you’d like to bundle before you get your quote.

Still have renters questions?

What if I move?

If your new address is in a state covered by Root, then all you have to do is update your address in the app. Easy. If you move to a state not covered by Root, you’ll need to cancel your renters policy.

What is Personal Property coverage?

Personal Property coverage helps cover the costs when something happens to your things, like storm damage and theft. It also helps cover living expenses—like for a hotel—if your home is damaged and you can’t live there.

Does renters insurance cover pets?

Pets are not covered as property, so your policy wouldn’t pay if they were injured. But, it would help pay for a human’s medical expenses if your dog bit someone.

See all renters FAQ
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Protect your stuff

Get coverage for you and your stuff, starting at just $6/month.

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Root Inc.

80 E. Rich Street

Suite 500

Columbus, OH 43215

Copyright ROOT 2021. ROOT is a registered servicemark of Root Insurance Company, Columbus, OH. Disclaimer for quotes: We reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein. Disclaimer for coverage: Coverage is available in the event of a covered loss. Exclusions may apply. Not available in all states. Disclaimer for savings: Based on savings reported by actual customers who purchased a new Root policy between October 2019 - July 2020; changes in coverage levels not evaluated. For California residents: Telematics is not used and resulting represented savings are not applicable. Referral program not applicable. Roadside Assistance purchased as separate coverage. Visit for more information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.