Get a quote
Woman in apartment looking at smartphone | Root renters insurance main page

Renters insurance. For all your stuff.

It’s protection for you and the things that matter most, starting at just $6/month.

Get a quote

With renters, you're covered

Man in home tying shoe

At home or away

If your stuff is stolen from your home, your car, or from your hotel, even when you’re traveling in another country—we’ll pay to replace it.

Smoke billowing toward smoke detector on ceiling

If there's damage

If your stuff is damaged from things like plumbing issues or smoke from a fire, we’ll give you the money to replace it.

Living room with a couch and table with plants

If you need a place to stay

If something damages your home and you can’t stay there (think fire or storm damage), we pay for your living expenses for up to 12 months.

Man sitting on couch holding knee

If someone gets hurt

If someone gets injured on your property, renters insurance could help pay for their medical expenses.

See all renters insurance coverages

Easy renters insurance at a great price

Black location icon

Describe your place

Like how many bedrooms you have and if you need to add your landlord to your policy.

Black shield icon with Root logo

Tell us about your stuff

Knowing the types of things you have helps us customize your coverage plan.

Black price tag icon

Choose a personalized policy

We make it easy to understand your options, so you can pick the right renters insurance plan for you.

Here’s where we are

Color-coded map of U.S. showing where Root offers car and renters insurance

Bundle and save on renters

Got a car? You can save 5% on your renters quote when you bundle with Root car insurance. You’ll have the chance to let us know if you’d like to bundle before you get your quote.

Still have questions about renters insurance?

What if I move?

If your new address is in a state covered by Root, then all you have to do is update your address in the app. Easy. If you move to a state not covered by Root, you’ll need to cancel your renters policy.

What is Personal Property coverage?

Personal Property coverage helps cover the costs when something happens to your things, like storm damage and theft. It also helps cover living expenses—like for a hotel—if your home is damaged and you can’t live there.

Does renters insurance cover pets?

Pets are not covered as property, so your policy wouldn’t pay if they were injured. But, it would help pay for a human’s medical expenses if your dog bit someone.

See all renters FAQ
Root orange icon

Protect your stuff with renters

Get coverage for you and your stuff, starting at just $6/month.

Get a quote
Car insurance FAQCar insurance coverageRenters insuranceClaimsTest driveReferralsContactInvestor relations
PressBlogTerms and conditionsPrivacy policyApp license agreementUGC privacy noticeWeather related eventsNon-weather emergenciesSitemapDo not sell or share my personal informationManage Cookies

Root Inc.

80 E. Rich Street

Suite 500

Columbus, OH 43215

Copyright ROOT 2024. ROOT is a registered servicemark of Root Insurance Company, Columbus, OH. Disclaimer for quotes: We reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein. Disclaimer for coverage: Coverage is available in the event of a covered loss. Exclusions may apply. Not available in all states. Disclaimer for savings: Based on savings reported by actual customers who purchased a new Root policy between October 2019 - July 2020; changes in coverage levels not evaluated. For California residents: Telematics is not used and resulting represented savings are not applicable. Referral program not applicable. Roadside Assistance purchased as separate coverage. Visit for more information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.