What is Medical Payments coverage?
Also known as MedPay, Medical Payments coverage is used if you or a passenger are injured in a car accident and have hospital bills to pay because of the injury. We know medical expenses can get expensive. That’s why MedPay is such a valuable coverage to add to your Root auto policy.
MedPay does NOT cover:
MedPay vs. Liability coverage
Liability coverage is used when you’re at fault for an accident and injure other people. MedPay helps with injuries to other people when they are passengers in your vehicle, as well as your own injuries.
MedPay vs. health insurance
If you have health insurance, MedPay may be a great backup for your current plan. We hope it never happens, but if you’re involved in a serious accident, you may need more financial support to meet your health insurance deductibles and to pay your medical bills. It’s possible that you could go over your maximum health insurance limits in more serious accidents. In some cases, your health insurance may not cover injuries from auto accidents. Make sure you review your health insurance plan to see your deductibles, limits, and coverages.
Is MedPay required in my state?
Medical payments coverage is an option you can add to your auto insurance policy in most states.