Fair and affordable car insurance has finally come to the Cornhusker State. Whether you’re driving the busy streets of Omaha or a wide-open stretch of I-80, we believe good drivers in Nebraska should be rewarded with lower rates. With Root, you can save up to $100/month.
We base rates primarily on how you actually drive, not just your demographics—like age, credit score, marital status, and ZIP code.
Here’s how it works:
Root is disrupting the broken insurance system by bringing fairness, ease, and technology to customers across the state.
Because Nebraska is now an electronic proof of insurance state, you’ll always have legal proof of coverage on hand with the Root app, which is a lot easier than keeping track of that tiny piece of paper. Root’s competitive quotes and simple app prove that full coverage car insurance can be affordable and easy for the best drivers of Nebraska—from Lincoln to North Platte, Omaha to Grand Island, and in all corners of the state.
Nebraska requires all drivers to have liability car insurance, the coverage that helps to pay for any bodily injuries or property damage that occur from a car accident you cause.
Proof of insurance is required with your car at all times, which is easy with the Root app.
If your license has been suspended/revoked as a result of a court conviction, accumulation of points or lack of insurance, you must prove to the state of Nebraska that all vehicles you own are insured.
The only proof of insurance form that the Department of Motor Vehicles accepts is called an SR-22 filing. It’s your responsibility to notify your insurance company, as soon as possible, that you need an SR-22 filing. You or your insurance company will need to mail or personally deliver the SR-22 filing to the DMV office for review, unless the insurance company can electronically submit the filing. Good news! SR-22 filing is free with a Root policy.
Nebraska is the 40th most expensive state in the nation (lucky you!) and that means Nebraskans are paying relatively low annual premiums—an average of $1,112.2 But many people are paying much more than that, due to their bad driving counterparts. Root customers are saving up to $100/month, on average—all while enjoying simple, fair car insurance.