Fair car insurance in Alabama
From Huntsville to Birmingham, Auburn to Montgomery, and all the way to Luverne—Alabamians can get fair and affordable car insurance with Root. Simply download the app, complete the test drive, and then see what you’ll save on your Alabama car insurance quote. If you’re a good driver, you could save hundreds on auto insurance in AL.
State requirements for car insurance in Alabama
What are the minimum requirements in Alabama?
Liability car insurance helps to pay for any bodily injuries or property damage that occurs from a car accident you cause. It does not cover you or your passengers (that’s what MedPay is for) or your vehicle (but Collision and Comprehensive coverages do).
Minimum Liability coverage Alabama drivers must carry:
$25,000 for bodily injury (per person)
$50,000 for bodily injury (per accident)
$25,000 for property damage (per accident)
You can select higher limits if you’d like more coverage.
What is the average cost of Alabama car insurance?
The average Alabamian pays $1,358¹ per year for their auto insurance, but many people are paying much more. Root doesn’t insure high-risk drivers, so our customers are saving up to $900 a year on their car insurance.