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Car insurance quotes for good drivers in Alabama

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Fair car insurance in Alabama

From Huntsville to Birmingham, Auburn to Montgomery, and all the way to Luverne—Alabamians can get fair and affordable car insurance with Root. Simply download the app, complete the test drive, and then see what you’ll save on your Alabama car insurance quote. If you’re a good driver, you could save hundreds on auto insurance in AL.

How it works

Traditional auto insurance companies base your rate on your demographic data, such as age, marital status, or ZIP code. We don’t think that’s a fair way to offer car insurance quotes. That’s why at Root, we’ll base your Alabama auto insurance rate primarily on how you drive, not who you are.

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Visit the App Store or Google Play. Sign up in less than a minute.

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Drive around

We use your smartphone to measure your driving behavior. Better driving = more savings.

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Get your quote

You can customize and purchase your policy, all in the Root app.

State requirements for car insurance in Alabama

What are the minimum requirements in Alabama?

To legally operate a vehicle in Alabama, you must carry Liability insurance. If you are found driving without these coverages, you may face fines and suspension of your vehicle registration.

Liability coverage

Liability car insurance helps to pay for any bodily injuries or property damage that occurs from a car accident you cause. It does not cover you or your passengers (that’s what MedPay is for) or your vehicle (but Collision and Comprehensive coverages do).

Minimum Liability coverage Alabama drivers must carry:

  • $25,000 for bodily injury (per person)

  • $50,000 for bodily injury (per accident)

  • $25,000 for property damage (per accident)

You can select higher limits if you’d like more coverage.

What other coverages does Root offer?

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Collision

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Rental Car coverage

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Personal Injury Protection

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Medical Payments

(MedPay)

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Comprehensive

(including glass coverage)

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Roadside Assistance

(included with every Root policy)

What is the average cost of Alabama car insurance?

The average Alabamian pays $1,358¹ per year for their auto insurance, but many people are paying much more. Root doesn’t insure high-risk drivers, so our customers are saving up to $900 a year on their car insurance.

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Start saving on auto insurance in AL

Get a car insurance quote based primarily on how you drive. You could save hundreds.

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References 

  1. Insure.com. Annual average rates were compiled in August 2021

Additional Resources 

Car insurance FAQCar insurance coverageRenters insuranceHomeowners insuranceClaimsTest driveReferralsContactInvestor relations

Root Inc.

80 E. Rich Street

Suite 500

Columbus, OH 43215

Copyright ROOT 2022. ROOT is a registered servicemark of Root Insurance Company, Columbus, OH. Disclaimer for quotes: We reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein. Disclaimer for coverage: Coverage is available in the event of a covered loss. Exclusions may apply. Not available in all states. Disclaimer for savings: Based on savings reported by actual customers who purchased a new Root policy between October 2019 - July 2020; changes in coverage levels not evaluated. For California residents: Telematics is not used and resulting represented savings are not applicable. Referral program not applicable. Roadside Assistance purchased as separate coverage. Visit joinroot.com/califaq for more information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.