Looking for a better rate?
You could save hundreds with Root. Get a free car insurance quote online now.
Over 3 million drivers have already switched
Over 65,000 reviews and counting
4.7 stars in the Apple App Store
Safe driving. Great insurance! I Switched from Geico, paid 6 months upfront and went from $1,100/6 months to $743/6 months.
Connor S.
It’s so helpful for a single mom with a perfect driving record to not have to worry about my insurance bill going up every other month. Thank you.
Lulu R.
I am sooo happy to be saving about $1000 a year for my auto insurance. Root is an insurance that makes sense when it comes to how they price. Thanks Root!
Jason C.
*4.7 out of 5 based on 48.9K ratings for the Root app in the App Store as of February 2021.
**Test drive may not be available for policies purchased through an agent.
Affordable. Easy. Fair.
Car insurance at your fingertips
Get a car insurance quote online, then manage your policy and file claims conveniently in the app.
Customize your policy
Instantly adjust price levels or choose a Root recommended plan. See how your price changes with different coverage levels.
Good drivers save more
Start saving with a rate based primarily on how you drive. The better you drive, the more you could save.
What’s covered?
Every Root policy includes at least the minimum coverage required by your state. You can then add coverages or change your levels of coverage to create the right policy for you.
Roadside Assistance
You can opt to include Roadside Assistance on your policy.
Liability coverage
We make sure you have at least the state minimum Liability requirements, including Bodily Injury and Property Damage coverages.
Get full coverage
You can add Collision and Comprehensive to your policy. Having these coverages and Liability is often referred to as having Full Coverage.
Add more coverages
Add additional coverages, like Medical Payments and Uninsured/ Underinsured Motorist Bodily Injury. You can see all our coverages here.
Driving behavior is the #1 factor in your rate
Most traditional car insurance companies primarily base rates on age, credit score, marital status, and zip code.
Root bases your rate on your driving behavior by using phone technology to measure driving habits.
Root benefits at a glance
Rates primarily based on your driving
Drive like you normally would while the Root app uses mobile technology to measure your driving habits and help determine your car insurance rate.
Our best drivers save up to $1300/year
Save more when your safe driving habits help you qualify for a better rate. Root bases your rate primarily on how you drive, and our best drivers save up to $1,300 a year.
Easily manage your policy in the app
Keep your car insurance close at hand by managing your policy right in the Root app. Access your insurance information and take care of your policy on the go, all from your phone.
Earn a referral gift
Refer a friend and you could both earn a reward offer when they take the test drive and get a quote. Visit our referral page to learn more about eligibility and how the program works.
Get Roadside Assistance
Get help when the unexpected leaves you stuck. Opt into Roadside Assistance for services like towing, jump starts, lockouts, and more to help you get back on the road.
File a claim in 3 minutes
Start your car insurance claim right in the Root app as soon as an incident occurs. Upload photos and information from your phone, and let our dedicated claims team take it from there.
Start saving on car insurance
Get a rate based primarily on how you drive. The safer you drive, the more you could save.
*Visit the referral page for more information.