Fair and affordable car insurance
Better driver? Better rate.
The safer you drive the more you could save.
Coverage levels to fit your budget
Adjust coverages in the app at any time.
How we price car insurance
With Root, your driving behavior is the #1 factor in your rate.
Traditional auto insurance companies base your rate on demographics like how old you are, your credit score, marital status, ZIP code, and whether you own a home. We don’t think that makes sense.
Instead, Root uses smartphone technology to measure your driving behavior and offer a rate based primarily on how safe you are behind the wheel. Just drive like you normally would and the Root app does the rest. We’re taking an old industry and making it fair.
Why switch to Root?
Beyond saving good drivers money, we’re making car insurance easier, faster, and more helpful than ever before. Here’s how:
Savings of up to $900/year
Roadside Assistance included in every policy
Focused driving discount of up to an additional 10%
Easily buy and manage your policy in the Root app
Free Lyft credits on select holidays
File a claim in the app in about 3 minutes
Insurance cards on your phone
Root has 4.7 stars for a reason
Safe Driving. Great Insurance! I switched from Geico, paid 6 months upfront and went from $1,100/6 months to $743/6 months.
Trying Root was the best decision I could have made. I now have full coverage while spending $400 less than what I was paying Progressive for only partial coverage.
Prices are at least half of what everyone else wants (Progressive, State Farm, etc.) and when our car got destroyed by a fallen tree limb, Root was in touch the next day and had everything done by the end of the week. If I could give more than 5 stars I would.
Compare car insurance companies before choosing
Saving money is important and so is having quality coverage. Comparing auto insurance quotes can be complicated. Here are tips to make sure Root is the right choice for you. (See what others say about us, too.)
Tips for comparing
Look at quotes side by side
When you compare auto insurance quotes side by side, be sure that you’re using the same drivers, vehicles, limits, and deductibles so that the comparisons are accurate.
Consider more than price
Yes, price is important. But coverage quality, reviews, and convenience should play into your decision, too. Choosing less coverage could cost you more in the long run if you’re in an accident.
Know your state’s minimum requirements and what each coverage means. Do you need comprehensive coverage? What about Rental Car coverage? Root explains each type to help you determine what’s best for your situation—all in the Root app or when you get a quote online.
Reevaluate your coverage with big life changes
Weigh the benefits and discounts
5 tips on how to switch car insurance companies
It’s easier than you think to change insurance companies. And the amount you could save is often worth the small hassle.
How much coverage do I (really) need?
Everyone is different, so we’re making it easy to decide if you need a coverage or if you don’t.
How to choose Liability, Bodily Injury & Property Damage coverage
We're telling you not just what a coverage means, but what it will cost you and how to know if you even really need it.
4.7 out of 5 based on 26.7K ratings for the Root app in the App Store as of September 2019.