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Root’s referral program

We’ve found that good drivers know other good drivers. By referring your friends, you help us grow our community of good drivers. Even better, when one of your friends takes the test drive and gets a quote, you both earn a reward offer. It’s our way of saying thanks for keeping the roads safe.

Refer a friend

How it works

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Sign up with Root

Visit the App Store or Google Play. Sign up in less than a minute.

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Invite your friends

Once you become a Root policyholder you can invite your friends with your unique link.

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Earn your reward

If they take the test drive and then view their quote, you get paid and they get paid. 

How much money have Root users earned in referrals?


It pays to refer Root.

Big pile of quarters

“I will refer Root until my thumbs fall off! If you’re thinking about getting Root, just DO IT.”

Desarae R.

“I tell everyone I can about Root! Love the concept of getting a quote based on how you drive. Plus, I get paid for telling everyone about it.”

Jack M.

“I would share Root all day every day for free. Their pricing, customer service, and referral program are why I’ve sent 48 friends (and counting) their way.”

Desiree S.

Referral link screen in Root app

Everyone wins when you refer Root

Share it with your friends. Text it, email it, and post it on social media—just be sure they use your special link when they download the app. When a friend successfully completes the test drive, and views their quote you both earn some extra rewards. 

Still have questions?

Do I have to have an insurance policy with Root to be paid for referring someone?

Yes, you can only send paid referrals if you are an active Root policyholder.

How does the referral program work?

Step 1: Refer us to your friends using your personalized referral link (it’s in the app). Step 2: Once a friend signs up, we’ll keep you updated on their progress. Step 3: If they take the test drive and then view their quote, you get paid and they get paid.  That’s what we call a win-win. Read our referral program Terms and Conditions for more information.

How much money do I get for a referral?

Once the person you refer finishes the test drive and views their quote, you and the person you refer will each receive a reward. Generally the reward is $10, however payout amounts may vary depending on your state and any promotions active at time of your referral.

How will I get paid?

You’ll be able to claim your reward right in the app. You’ll have the option to choose the payment method that works best for you. You can choose a gift card, digital Visa, ACH transfer, PayPal, or charitable donation*.

*Not all reward options are available in every state, restrictions apply.

How long will it take to get paid?

Once your friend completes the test drive and views their quote, you have a choice on how you would like to redeem your reward. Depending on your choice, you can get paid immediately or within 7 business days.

How many people can I refer?

You can refer as many people as you want as long as you are an active Root policyholder. Keep in mind that the referral program is not available to all users. Annual and state limits apply.

Is there anything else I should know about using the referral program?

There are a few things to keep in mind:

  • You MUST use your personalized referral link to refer your friends. If you don’t, you won’t get your reward offer (no exceptions). We can only pay you for the referral if your friend uses your link.

  • You get paid when your friend takes the test drive and qualifies for a quote, whether they choose to purchase a policy or not. Unfortunately, we don’t pay for referrals when the friend does not qualify for a quote after the test drive, but the more friends you refer, the more chances you’ll have to get a reward offer.

  • Rewards are not available for senders and receivers who are on the same policy.

See more common referral questions
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Start earning

Join Root and see how much you can make from referring friends. Get started now.

Download the app

$4,766,814 total paid in referrals as of May 2023. Generally the reward is $10, however payout amounts may vary depending on your state and any promotions active at time of your referral.

You have successfully completed your test drive when you are offered a quote or your existing Root policy is not cancelled based on your telematics score.

Referral program applies in states where Root Insurance is available. Paid referral program not applicable in California, Mississippi, or North Dakota.

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Root Inc.

80 E. Rich Street

Suite 500

Columbus, OH 43215

Copyright ROOT 2024. ROOT is a registered servicemark of Root Insurance Company, Columbus, OH. Disclaimer for quotes: We reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein. Disclaimer for coverage: Coverage is available in the event of a covered loss. Exclusions may apply. Not available in all states. Disclaimer for savings: Based on savings reported by actual customers who purchased a new Root policy between October 2019 - July 2020; changes in coverage levels not evaluated. For California residents: Telematics is not used and resulting represented savings are not applicable. Referral program not applicable. Roadside Assistance purchased as separate coverage. Visit for more information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.