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Root car insurance for your make and model

You picked your car, now pick car insurance that could save you hundreds.

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How you drive matters most

Whether you drive a coupe, sedan, SUV, pickup truck, or van, as long as you’re driving safely, Root could save you money. How? During the test drive, the Root app measures how safe you are behind the wheel. The safer you are, the more you could save. It’s the fair way to price car insurance.

What you drive could matter

Your car can be described in many ways—color, number of doors, year—but when it comes to insuring it, you’ll need to know the make and model of your vehicle. The make is the brand (Ford, Chevrolet, Audi, etc.). The model is the specific type of car you’ve selected like Focus, Silverado, or Q5. So, your make and model might be a Ford Focus, Chevy Silverado, or an Audi Q5.

Some makes and models are more expensive to repair than others. That’s why all insurers, including Root, need that information to offer a quote. The good news is that with Root how you drive is more important than what you drive. 

Makes covered by Root car insurance

These are the top 20 makes we cover, but not the only ones we cover. Click your make to learn about insuring your car with Root. Don't see your make linked? Check back soon, we're adding links regularly.

Still have questions about insuring your make and model with Root?

How does Root car insurance work?

The Root app uses technology in smartphones to measure driving behavior—such as braking, speed of turns, driving times, and route consistency—and determines who is a safe driver and who isn’t. By only insuring safe drivers, Root can offer more affordable rates. And the entire Root experience is simple and easy.  

You can do everything in the app—customize and purchase your policy, find your insurance card, make changes to your policy, and file a claim. We can even request cancelation of your old insurance policy for you.

What is the test drive?

The test drive is how we determine your good driving habits. We then use that information to help calculate your rate.

Here’s how it works:

  1. Download the Root app

  2. Sign up in less than a minute

  3. Drive as you normally would-keep your phone with you when you do

  4. We'll use driving data from your phone to measure your driving behaviors. It takes about 3 weeks.

  5. If you qualify, you'll get a quote based primarily on your good driving. The better you drive, the more you could save.

Do you cover motorcycles, ATV, exotic, or commercial vehicles?

We don’t cover these vehicles at this time. We’re working on excelling in the personal vehicle industry at the moment, but you can sign up for our email list to be notified of any changes.

Do you offer “full coverage?” What does “full coverage” mean?

There’s actually no such thing as full coverage in the industry. But the term usually refers to Liability (Bodily Injury and Property Damage), Collision, and Comprehensive coverages. Root offers all of these coverages.

To learn more about all our coverage options, visit our car insurance coverages page. Check out our Car insurance in everyday English article series to better understand what these coverages mean.

Do you offer Roadside Assistance?

We not only offer it, we include Roadside Assistance with every Root policy. Simply make a request through the app. Any service less than $100 is covered for vehicles on your policy, up to three incidents per 6-month policy term.

Roadside Assistance is purchased separately in California.

See all FAQs

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Root Inc.

80 E. Rich Street

Suite 500

Columbus, OH 43215

Copyright ROOT 2021. ROOT is a registered servicemark of Root Insurance Company, Columbus, OH. Disclaimer for quotes: We reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein. Disclaimer for coverage: Coverage is available in the event of a covered loss. Exclusions may apply. Not available in all states. Disclaimer for savings: Based on savings reported by actual customers who purchased a new Root policy between October 2019 - July 2020; changes in coverage levels not evaluated. For California residents: Telematics is not used and resulting represented savings are not applicable. Referral program not applicable. Roadside Assistance purchased as separate coverage. Visit joinroot.com/califaq for more information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.