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Root car insurance for Ford owners

Whether you drive a Ford F-150, Explorer, or Mustang, Root can save good drivers money.

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Car insurance for safe Ford drivers

Savings made simple.

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It’s auto insurance for your Ford, but better. No paperwork, no hassle. Get started in less than a minute when you download the app.

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Drive your Ford

We use your iPhone or Android to measure your driving behavior during the Root test drive. Better driving = more savings.

Falling quarters

Save

Choose a recommended plan for your Ford or explore your coverage options to create your own. Then pay for your personalized policy—all in the app.

Root car insurance for Ford models

These are the top Ford models insured by Root car insurance, but not the only models we cover.

Ford cars

C-MAX

Contour

Crown Victoria

Escort

Fiesta

Five Hundred (500)

Focus

Fusion

Mustang

Taurus

Thunderbird

Ford SUVs and vans

Aerostar

Bronco

Club

Econoline (E-150, E-250, E-350)

Ecosport

Edge

Escape

Excursion

Expedition

Explorer

Flex

Freestar

Freestyle

Transit (T-150, T-250, T-350)

Windstar

Ford trucks

Courier

F-150 (Supercrew, Supercab)

F-250

F-350

F-450

Ranger

What you get when you insure your Ford with Root

Drivers of all makes, including Ford, enjoy these perks that come standard with Root.

Save up to $900/year

File a claim in about 3 minutes

Easily manage your policy in the Root app

Earn cash offers for referring friends

Free Lyft credits on select holidays

Roadside Assistance included in every policy

Want to know more about insuring your Ford with Root?

How does Root car insurance work?

The Root app uses technology in smartphones to measure driving behavior—such as braking, speed of turns, driving times, and route consistency—and determines who is a safe driver and who isn’t. By only insuring safe drivers, Root can offer more affordable rates. And the entire Root experience is simple and easy.  

You can do everything in the app—customize and purchase your policy, find your insurance card, make changes to your policy, and file a claim. We can even request cancelation of your old insurance policy for you.

What is the test drive?

The test drive is how we determine your good driving habits. We then use that information to help calculate your rate. Here’s how it works:

  1. Download the Root app

  2. Sign up in less than a minute

  3. Drive as you normally would-keep your phone with you when you do

  4. We'll use driving data from your phone to measure your driving behaviors. It takes about 3 weeks.

  5. If you qualify, you'll get a quote based primarily on your good driving. The better you drive, the more you could save.

Can I add other people to my policy?

Yes, you can add other people to your policy as long as they live at the same address. In fact, we encourage it.

Here’s how you invite others to the test drive:

  1. When you create your profile, you will have the option to add more drivers.

  2. Add the drivers’ information (scan their license or add manually) and tap Continue.

  3. After you complete your profile, you will be taken to the invite screen. Tap Invite next to each new driver’s name.

  4. The other drivers will receive a text message with a link to download the Root app (they have to use this link to be included on your policy).

  5. Each driver will create an account (attached to yours) with their own email address, and will start their test drive.

Did you forget to add someone when you created your profile? No worries—you can invite drivers to the test drive at any point before your test drive is complete. Here’s what you do:

  1. Open the app.

  2. Tap the menu in the top left corner.

  3. Select Auto Policy.

  4. Tap Profile info.

  5. Select Add new driver.

 

When everyone on the account finishes their test drives, you’ll get your quote. You can always add more drivers after you have a policy, but they won’t take the test drive, and of course their addition will increase your price.

What will my policy cover?

At a minimum, your policy will cover Liability Insurance (required by law), Roadside Assistance (included with every policy), and any coverages required by your state.

Your Root Insurance quote will likely offer you the same coverages provided by your previous insurance company—from there, you can customize your quote to include any additional coverages you need.

Do you offer Roadside Assistance?

We not only offer it, we include Roadside Assistance with every Root policy. Simply make a request through the app. Any service less than $100 is covered for vehicles on your policy, up to three incidents per 6-month policy term.

Roadside Assistance is purchased separately in California.

See all car insurance FAQ

Want fair car insurance for your Ford?

Take the Root test drive and see how much you could save.

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Root Inc.

80 E. Rich Street

Suite 500

Columbus, OH 43215

Copyright ROOT 2024. ROOT is a registered servicemark of Root Insurance Company, Columbus, OH. Disclaimer for quotes: We reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein. Disclaimer for coverage: Coverage is available in the event of a covered loss. Exclusions may apply. Not available in all states. Disclaimer for savings: Based on savings reported by actual customers who purchased a new Root policy between October 2019 - July 2020; changes in coverage levels not evaluated. For California residents: Telematics is not used and resulting represented savings are not applicable. Referral program not applicable. Roadside Assistance purchased as separate coverage. Visit joinroot.com/califaq for more information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.