Get a quote

Better drivers deserve better rates.

You could save hundreds with Root

Get a free car insurance quote online now.

Get a quote

4.7 stars for a reason*

Real reviews from happy customers

48,900 reviews and counting.

Safe driving. Great insurance! I Switched from Geico, paid 6 months upfront and went from $1,100/6 months to $743/6 months.

Connor S.

Trying Root was the best decision I could have made. I now have full coverage while spending $400 less than what I was paying Progressive for only partial coverage.

Jennifer P.

Prices are at least half of what everyone else wants (Progressive, State Farm, etc.) and when our car got destroyed by a fallen tree limb, Root was in touch the next day and had everything done by the end of the week. If I could give more than 5 stars I would.

Tanya P.

Affordable. Easy. Fair.

At your fingertips

Get an auto insurance quote online, then manage your policy and file claims conveniently in the app.

Instantly adjust price levels

Customize your policy or choose a Root recommended plan. See how your price changes with different coverage levels.

Good drivers save more

Start saving with a rate based primarily on how you drive. The better you drive, the more you could save.

What’s covered?

Each of our policies includes at least the state minimum requirements and Roadside Assistance. Then you can add more coverages or change your levels of coverage to make the right policy for you.

icon of people on blue dot

Liability coverage

We make sure you have at least the state minimum Liability requirements, including Bodily Injury and Property Damage coverages.

icon for R in shield on blue dot

Get “full coverage”

You can add Collision and Comprehensive to your policy. Having these coverages and Liability is often referred to as having “full coverage.”

icon of tow hook on blue dot

Roadside Assistance

We include Roadside Assistance with every policy.

icon plus sign on blue dot

Add more coverages

Driving behavior is the #1 factor in your rate

Most traditional auto insurance companies base your rate only on things like age, credit score, marital status, and ZIP code.

At Root, we base rates primarily on how you drive. The Root app uses mobile technology to measure your driving habits. Just drive like you normally would, and the app does the rest.

Money icon

Savings of up to $900/year

Car with water damage icon

File a claim in about 3 minutes

Phone in hand icon

Easily manage your policy in the Root app

Add a user icon

Earn cash offers for referring friends

Lyft logo

Free Lyft credits on select holidays

Tow truck hook icon

Roadside Assistance included in every policy

Start saving

Get a rate based primarily on how you drive. The safer you drive, the more you could save.

Get a quote

4.7 out of 5 based on 48.9K ratings for the Root app in the App Store as of February 2021.

Car insurance FAQCar insurance coverageRenters insuranceHomeowners insuranceClaimsTest driveReferralsContactInvestor relations

Root Inc.

80 E. Rich Street

Suite 500

Columbus, OH 43215

Copyright ROOT 2021. ROOT is a registered servicemark of Root Insurance Company, Columbus, OH. Disclaimer for quotes: We reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein. Disclaimer for coverage: Coverage is available in the event of a covered loss. Exclusions may apply. Not available in all states. Disclaimer for savings: Based on savings reported by actual customers who purchased a new Root policy between October 2019 - July 2020; changes in coverage levels not evaluated. For California residents: Telematics is not used and resulting represented savings are not applicable. Referral program not applicable. Roadside Assistance purchased as separate coverage. Visit joinroot.com/califaq for more information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.