Better drivers deserve better rates.

Save up to 52% with Root.

Get a free car insurance quote online now.

Get a quote

Fast. Easy. Fair.

  1. Get a quote in minutes.

    Quickly get a personalized auto insurance quote. Coverage can start right away.

  2. Instantly adjust price levels.

    Customize your policy or choose a Root recommended plan. See how your price changes with different coverage levels.

  3. Good drivers save more.

    Start saving with a rate based primarily on how you drive. The better you drive, the more you could save.

Driving behavior is the #1 factor in your rate.

pricing model

pricing model

  1. Driving behavior

  2. Driving records

  3. Credit

  4. Age

  5. Other

Most traditional auto insurance companies base your rate only on things like age, credit score, marital status, and ZIP code.

At Root, we base rates primarily on how you drive. The Root app uses mobile technology to measure your driving habits. Just drive like you normally would, and the app does the rest.

Compare the benefits. See the savings.

We don’t want to stand in the way of your savings. So compare your Root quote with quotes from other companies. If you’re a good driver, the benefits and savings will be clear.

Comparing auto insurance quotes can be complicated. So make sure you’re comparing the same type and level of coverage when you look at quotes side by side. For example, compare insurance quotes for what’s referred to as “full coverage” at the same deductible levels. Seem confusing? Don’t worry, we make it easy.

Root benefits at a glance

  1. Savings of up to 52%

  2. Rate based primarily on your driving

  3. Easily manage your policy in the Root app

  4. Earn cash for referring friends

  5. File a claim in about 3 minutes

  6. Free Roadside Assistance included in every policy

  7. Free Lyft credits on select holidays

Start saving.

Get a rate based primarily on how you drive. And watch your savings grow.

Get a quote