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Car insurance in Las Vegas

Root car insurance is making auto insurance in Las Vegas fair by basing your rate primarily on how safe you are behind the wheel and not your demographics.

Las Vegas is known for its bright lights, games of chance, and beautiful desert scenery. With limited alcohol laws bumping up rates for car insurance in Las Vegas, it’s especially important for locals to work with an auto insurance company that rewards good driving.

Most traditional insurers base their insurance rates on demographics including your age, gender, marital status, and ZIP code. Since demographics don’t indicate your actual risk as a driver, doesn’t it make sense to look for car insurance in Las Vegas from a company that offers lower rates for responsible drivers?

Get your car insurance in Las Vegas

Need car insurance in Las Vegas? The good news is that you can start your car insurance quote in Las Vegas in just minutes. Then, complete the test drive (just by driving around like you normally would) to get a quote. The Root app will measure your driving and if you drive safely, you could get a lower rate.

Root’s simple, intuitive mobile app makes it easy to get a car insurance quote in Las Vegas. And with a Root policy, you can manage coverage, claims, and access important documents all from your phone.

Las Vegas auto insurance coverage

If you own a car and drive in Nevada, you're required to purchase auto insurance and meet certain minimum coverage amounts. Nevada requires that all drivers purchase auto insurance with Liability coverage from a company authorized to do business in the state of Nevada. Minimum coverage requirements include:

  • $25,000 for Bodily Injury (per person)

  • $50,000 for Bodily Injury (per accident – multiple people injured)

  • $20,000 for Property Damage

You may want to consider purchasing more than the absolute minimum amount of coverage—while it may raise your monthly premium, higher coverage levels mean that you’re better protected in the event of an accident.

While Nevada doesn’t have any requirements concerning Comprehensive, Collision, or other coverages, consider how much you could afford to pay for repairs if your car was damaged. Purchasing additional insurance coverage can save you a significant amount of money if you get into an accident or if something happens to your car. For example, Collision insurance can help you pay for repair costs after a fender bender, and Comprehensive insurance can help you save money if an expensive part is stolen from your car. Types of additional insurance coverage you should consider include:

If you’re stopped for a traffic violation or after an accident, Nevada requires that you provide proof of insurance. The good news is that Nevada accepts evidence of insurance presented on a cell phone, so you can pull up your insurance cards quickly and easily in Root’s mobile app.

Las Vegas car insurance cost and quote

The average Nevadan pays $1,380 per year for car insurance. But like major cities across the country, car insurance in Las Vegas often costs much more than the rest of the state. 

While car insurance in Las Vegas is often high, that doesn’t have to be the case. Instead of basing rates on things like where you live, how old you are, or your credit score, Root primarily bases rates for auto insurance in Las Vegas on how safely customers drive. This means that you can potentially unlock much lower rates with Root than with other companies offering auto insurance in Las Vegas just by being a safe and responsible driver.

Just download the Root app, hop in the car, and complete the test drive in order to get a quote and see how much you could save. Root’s sophisticated app will keep track of your driving behavior and assign a score based on how you drive. If you like your quote, you can customize your coverage and finalize your policy details all from your phone. It’s also easy and convenient to submit claims and manage your policy details using the Root app.

By basing your rate primarily on your safe driving habits, Root could save you up to $900 a year on car insurance. Get a car insurance quote in Las Vegas using our simple quote form.

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Suite 500

Columbus, OH 43215

Copyright ROOT 2022. ROOT is a registered servicemark of Root Insurance Company, Columbus, OH. Disclaimer for quotes: We reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein. Disclaimer for coverage: Coverage is available in the event of a covered loss. Exclusions may apply. Not available in all states. Disclaimer for savings: Based on savings reported by actual customers who purchased a new Root policy between October 2019 - July 2020; changes in coverage levels not evaluated. For California residents: Telematics is not used and resulting represented savings are not applicable. Referral program not applicable. Roadside Assistance purchased as separate coverage. Visit joinroot.com/califaq for more information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.