Better drivers deserve better rates.

You could save hundreds with Root.

Get a free car insurance quote online now.

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Affordable. Easy. Fair.

At your fingertips

Get an auto insurance quote online, then manage your policy and file claims conveniently in the app.

Instantly adjust price levels

Customize your policy or choose a Root recommended plan. See how your price changes with different coverage levels.

Good drivers save more

Start saving with a rate based primarily on how you drive. The better you drive, the more you could save.

Driving behavior is the #1 factor in your rate

Most traditional auto insurance companies base your rate only on things like age, credit score, marital status, and ZIP code.

At Root, we base rates primarily on how you drive. The Root app uses mobile technology to measure your driving habits. Just drive like you normally would, and the app does the rest.

2 graphs compare pricing models for Root and other car insurance companies.

Root benefits at a glance

Compare our benefits with other insurance companies

Savings of up to $900/year

File a claim in about 3 minutes

Easily manage your policy in the Root app

Earn cash offers for referring friends

Free Lyft credits on select holidays

Roadside Assistance included in every policy

Start saving

Get a rate based primarily on how you drive. The safer you drive, the more you could save.