Salt Lake City car insurance
Root is making car insurance practical, simple, and fast.
Salt Lake City is known for having the world’s highest consumption of JELL-O—that's pretty cool. It's also known for scenic landscapes and the hustle and bustle that comes with being Utah's capital. With so much to do, getting affordable car insurance shouldn’t be a hassle.
Get a quote and get on the road in less than 5 minutes with Root. It’s practical, simple, and fast car insurance for Salt Lake City drivers who have more important stuff to do.
Get your car insurance in Salt Lake City
Need a quote for insurance in Salt Lake City? Get a quote, bind your policy, and get on the road in minutes. You can even share your driving data to possibly get a lower rate.
Easily manage your policy in the Root app, where you can view insurance cards, file a claim, and make changes to your coverages.
Salt Lake City, Utah auto insurance coverage
If you own a car and drive in Utah, you're required to purchase auto insurance and meet certain minimum coverage amounts. Utah requires that all drivers purchase auto insurance with Liability coverage and Personal Injury Protection (PIP) coverage from a company authorized to do business in the state of Utah. Minimum coverage requirements include:
Minimum required Liability coverage:
$25,000 for Bodily Injury (per person)
$65,000 for Bodily Injury (per accident – multiple people injured)
$15,000 for Property Damage (per accident)
Minimum required PIP coverage:
$3,000 (per person)
You may want to consider purchasing more than the absolute minimum amount of coverage—while it may raise your monthly premium, higher coverage levels mean that you’re better protected in the event of an accident.
While Utah doesn’t have any requirements concerning Comprehensive, Collision, or other coverages, consider how much you could afford to pay for repairs if your car was damaged. Purchasing additional insurance coverage can save you a significant amount of money if you get into an accident or if something happens to your car. For example, Collision insurance can help you pay for repair costs after a fender bender, and Comprehensive insurance can help you save money if an expensive part is stolen from your car. Types of additional insurance coverage you should consider include:
If you’re stopped for a traffic violation or after an accident, Utah requires that you provide proof of insurance. The good news is that Utah accepts evidence of insurance presented on a cell phone, so you can pull up your insurance cards quickly and easily in Root’s mobile app.
Utah car insurance cost and quote
The average driver in Utah pays $1,250 per year for car insurance. But like major cities across the country, Salt Lake City insurance costs are often much higher than the rest of the state.
While auto insurance rates are often high in Salt Lake City, that doesn’t have to be the case. After you get on the road with Root, you can share your driving data to potentially unlock much lower rates with Root than with other auto insurance companies just by being a safe and responsible driver.
By sharing your driving data, Root could save you up to $1,300 a year on car insurance. Start by getting a quote now.