Hey, Texas. The wait is over.

Texas, we're here. Root has finally arrived in your great big state.

Get started here

First, a bit of bad news: Insurance rates are going up an average of $200-$500 per year across Texas. And a whole lot of these costs are out of your control. Like the rising repair costs of higher-tech cars and record car damage costs from storms.

But you know what is in your control? How you drive. Which is why we use technology to base your rate primarily on what you do behind the wheel.

We're making car insurance smarter. Less expensive. And we're disrupting the stodgy old car insurance industry to do it. After all, why should the forward-thinking people of Texas pay too much for car insurance with traditional insurance companies?

Ready for fair car insurance? Here's what you do.

  1. Download the app and burn through the 45 second signup. (Forget everything you know about insurance forms.)
  2. Take the test drive. It's usually about three weeks.
  3. Get a rate based primarily on how you drive—up to 52% off your current rate.
  4. Purchase a policy with a few taps.

You can do everything you need right in the app, including filing a claim, managing your insurance, and accessing your insurance cards. We'll even cancel your old insurance for you. Let's do this, Texas.

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