Homeowners insurance with Root Home
You and your home, protected. Save on your homeowners insurance when you bundle with auto.
See if Root Home is available where you live.
Bundle and save
Just want a homeowners quote? Learn more.
The right car insurance coverage for you
Get a personalized car insurance quote in the Root app. After taking our test drive, you could save up to $900 a year for good driving.
Save on homeowners insurance
When you have Root car insurance, you can get a homeowners quote and purchase coverage, all conveniently in the Root app.
With Root Home, you’re covered
The strongest protection for you and your home, right in the Root app. Learn more about all the homeowners coverages available.
Your home
If your home suffers damage or loss caused by a covered incident, Dwelling coverage will help pay to rebuild your home.
Personal belongings
If your personal property is damaged, destroyed, or stolen, you’re covered.
Medical payments
If someone is injured on your property, this helps pay for medical bills, regardless of fault.
Temporary living expenses
If you can’t live in your home due to a covered loss, you’ll be reimbursed for any expenses that exceed your normal living costs.
Homeowners insurance made simple
Get a personalized quote
Root Home uses data to provide you with a quote in just a few simple steps, including discounts for things like having a fire alarm or indoor sprinklers.
Customize your policy
Adjust your coverage levels or add endorsements so that your homeowners insurance best suits your needs.
Easy payment setup
If you pay with your escrow, Root Home will work with your mortgage company to set up your payments.
Here’s everything you get
Save on homeowners insurance
Personalized protection
24/7 customer support
Quote customization
Easy payment setup
All your policies conveniently in the app
Here’s where Root Home is available
Still have questions about homeowners insurance?
Why do I need homeowners insurance?
Home insurance offers protections for you, your home, and the things you own from loss or damage when the unexpected happens. Your homeowners policy helps you pay for repairs and replacements up to the limits on your policy. Without it, you could be paying for everything out of pocket.
Am I covered if something I own gets stolen outside of my home or apartment?
Yes, your homeowners insurance covers your personal belongings whether they are stolen from your home or outside of your home, such as from your car or a hotel room while on vacation.
Can I increase or reduce my coverage?
Yes, you can adjust your levels of coverage at any time. Any changes to your coverage may also result in a price change for your policy.
Protect your home with Root Home
Get a discount on your homeowners insurance when you bundle with car insurance.
See if Root Home is available where you live.
Root Insurance Agency provides homeowners insurance through Homesite Group Incorporated. Coverage not available in all states.