Three children running ahead of their parents to the car.

Homeowners insurance with Root Home

You and your home, protected. Save on your homeowners insurance when you bundle with auto.

See if Root Home is available where you live.

Bundle and save

Just want a homeowners quote? Learn more.

Car

The right car insurance coverage for you

Get a personalized car insurance quote in the Root app. After taking our test drive, you could save up to $900 a year for good driving.

Home

Save on homeowners insurance

When you have Root car insurance, you can get a homeowners quote and purchase coverage, all conveniently in the Root app.

With Root Home, you’re covered

The strongest protection for you and your home, right in the Root app. Learn more about all the homeowners coverages available.

An outlet is on fire. Your homeowners quote includes coverage to protect your home in events like this.

Your home

If your home suffers damage or loss caused by a covered incident, Dwelling coverage will help pay to rebuild your home. 

A chandelier has fallen from the ceiling. Your homeowners quote includes coverage to protect your possessions in events like this.

Personal belongings

If your personal property is damaged, destroyed, or stolen, you’re covered.

A man has a cast on his leg. Your homeowners quote includes coverage to pay medical expenses if someone is hurt on your property.

Medical payments

If someone is injured on your property, this helps pay for medical bills, regardless of fault.

A smiling woman is talking on the phone. Your home quote includes coverage to reimburse you for expenses beyond your normal living costs if you need to live elsewhere temporarily while your home is repaired.

Temporary living expenses

If you can’t live in your home due to a covered loss, you’ll be reimbursed for any expenses that exceed your normal living costs.

Homeowners insurance made simple

Human figure in a shield icon indicating a personalized quote

Get a personalized quote

Root Home uses data to provide you with a quote in just a few simple steps, including discounts for things like having a fire alarm or indoor sprinklers.

Customize

Customize your policy

Adjust your coverage levels or add endorsements so that your homeowners insurance best suits your needs.

payments

Easy payment setup

If you pay with your escrow, Root Home will work with your mortgage company to set up your payments.

Here’s everything you get

money

Save on homeowners insurance

Protection

Personalized protection

customer support

24/7 customer support

Icon of human figure in a policy document suggesting personalized quote

Quote customization

payments

Easy payment setup

phone

All your policies conveniently in the app

Here’s where Root Home is available

Homeowners Map Desktop

Still have questions about homeowners insurance?

Why do I need homeowners insurance?

Home insurance offers protections for you, your home, and the things you own from loss or damage when the unexpected happens. Your homeowners policy helps you pay for repairs and replacements up to the limits on your policy. Without it, you could be paying for everything out of pocket.

Am I covered if something I own gets stolen outside of my home or apartment?

Yes, your homeowners insurance covers your personal belongings whether they are stolen from your home or outside of your home, such as from your car or a hotel room while on vacation. 

Can I increase or reduce my coverage?

Yes, you can adjust your levels of coverage at any time. Any changes to your coverage may also result in a price change for your policy.

See all homeowners FAQ
RootApp

Protect your home with Root Home

Get a discount on your homeowners insurance when you bundle with car insurance.

See if Root Home is available where you live.

Root Insurance Agency provides homeowners insurance through Homesite Group Incorporated. Coverage not available in all states.

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Root Inc.

80 E. Rich Street

Suite 500

Columbus, OH 43215

Copyright ROOT 2021. ROOT is a registered servicemark of Root Insurance Company, Columbus, OH. Disclaimer for quotes: We reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein. Disclaimer for coverage: Coverage is available in the event of a covered loss. Exclusions may apply. Not available in all states. Disclaimer for savings: Based on savings reported by actual customers who purchased a new Root policy between October 2019 - July 2020; changes in coverage levels not evaluated. For California residents: Telematics is not used and resulting represented savings are not applicable. Referral program not applicable. Roadside Assistance purchased as separate coverage. Visit joinroot.com/califaq for more information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.