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Homeowners insurance with Root Home

You and your home, protected. Save on your homeowners insurance when you bundle with auto.

See if Root Home is available where you live.

Bundle and save

Car

The right car insurance coverage for you

Get a personalized car insurance quote in the Root app. After taking our test drive, you could save up to 52% for good driving.

Home

Save on homeowners insurance

Add homeowners insurance with just a few simple steps, all conveniently in the Root app. Get a discount on your homeowners insurance just for bundling.

With Root Home, you’re covered

The strongest protection for you and your home, right in the Root app. Learn more about all the homeowners coverages available.

Your home

If your home suffers damage or loss caused by a covered incident, Dwelling coverage will help pay to rebuild your home. 

Personal belongings

If your personal property is damaged, destroyed, or stolen, you’re covered.

Medical payments

If someone is injured on your property, this helps pay for medical bills, regardless of fault.

Temporary living expenses

If you can’t live in your home due to a covered loss, you’ll be reimbursed for any expenses that exceed your normal living costs.

The simpler way to protect what matters most

Person and shield

Get a personalized quote

Root Home uses data to provide you with a quote in just a few simple steps, including discounts for things like having a fire alarm or indoor sprinklers.

Customize

Customize your policy

Adjust your coverage levels or add endorsements so that your homeowners insurance best suits your needs.

payments

Easy payment setup

If you pay with your escrow, Root Home will work with your mortgage company to set up your payments.

Here’s everything you get

money

Save on homeowners insurance

Protection

Personalized protection

customer support

24/7 customer support

policy-card outlined

Quote customization

payments

Easy payment setup

phone

All your policies conveniently in the app

Here’s where Root Home is available

Still have homeowners questions?

Why do I need homeowners insurance?

Home insurance offers protections for you, your home, and the things you own from loss or damage when the unexpected happens. Your homeowners policy helps you pay for repairs and replacements up to the limits on your policy. Without it, you could be paying for everything out of pocket.

Am I covered if something I own gets stolen outside of my home or apartment?

Yes, your homeowners insurance covers your personal belongings whether they are stolen from your home or outside of your home, such as from your car or a hotel room while on vacation. 

Can I increase or reduce my coverage?

Yes, you can adjust your levels of coverage at any time. Any changes to your coverage may also result in a price change for your policy.

See all homeowners FAQ
RootApp

Protect your home with Root Home

Get a discount on your homeowners insurance when you bundle with car insurance.

See if Root Home is available where you live.

Root Insurance Agency provides homeowners insurance through Homesite Group Incorporated, rated A (Excellent) by AM Best. For the latest Best’s Credit Rating, access www.ambest.com. Coverage not available in all states.

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Root Insurance Company

80 E. Rich Street

Suite 500

Columbus, OH 43215

Copyright ROOT 2020. ROOT is a registered servicemark of Root Insurance Company, Columbus, OH. Disclaimer for quotes: We reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein. Disclaimer for coverage: Coverage is available in the event of a covered loss. Exclusions may apply. Not available in all states. Disclaimer for savings: Based on savings reported by actual customers who purchased a new Root policy between September 2018 - August 2019; changes in coverage levels not evaluated. For California residents: Telematics is not used and resulting represented savings are not applicable. Referral program not applicable. Roadside Assistance purchased as separate coverage. Visit joinroot.com/califaq for more information.