Homeowners insurance with Root Home
You and your home, protected. Save on your homeowners insurance when you bundle with auto.
See if Root Home is available where you live.
With Root Home, you’re covered
The strongest protection for you and your home, right in the Root app. Learn more about all the homeowners coverages available.
If your home suffers damage or loss caused by a covered incident, Dwelling coverage will help pay to rebuild your home.
If your personal property is damaged, destroyed, or stolen, you’re covered.
If someone is injured on your property, this helps pay for medical bills, regardless of fault.
Temporary living expenses
If you can’t live in your home due to a covered loss, you’ll be reimbursed for any expenses that exceed your normal living costs.
Here’s where Root Home is available
Still have questions about homeowners insurance?
Why do I need homeowners insurance?
Home insurance offers protections for you, your home, and the things you own from loss or damage when the unexpected happens. Your homeowners policy helps you pay for repairs and replacements up to the limits on your policy. Without it, you could be paying for everything out of pocket.
Am I covered if something I own gets stolen outside of my home or apartment?
Yes, your homeowners insurance covers your personal belongings whether they are stolen from your home or outside of your home, such as from your car or a hotel room while on vacation.
Can I increase or reduce my coverage?
Yes, you can adjust your levels of coverage at any time. Any changes to your coverage may also result in a price change for your policy.