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State law requires every driver and vehicle owner to maintain continuous liability insurance and carry proof of it inside the vehicle. If you’re found ","marks":[],"data":{}},{"nodeType":"hyperlink","data":{"uri":"https://www.joinroot.com/blog/driving-without-insurance-what-you-need-to-know/"},"content":[{"nodeType":"text","value":"driving without insurance","marks":[{"type":"underline"}],"data":{}}]},{"nodeType":"text","value":", your driver’s license or vehicle registration could be suspended.","marks":[],"data":{}}]}]}}},{"id":"202859ec-ed16-5279-b7a4-ab6b87f1c10a","title":"Do you need insurance to register a vehicle in Nevada?","anchor":null,"content":{"json":{"nodeType":"document","data":{},"content":[{"nodeType":"paragraph","data":{},"content":[{"nodeType":"text","value":"Yes. Nevada requires vehicles to be insured in order to be registered, and you’ll need to keep that coverage in place for as long as the vehicle is registered. Letting your insurance lapse on a registered vehicle can lead to penalties, including suspension of your registration.","marks":[],"data":{}}]}]}}},{"id":"529ed6aa-50c3-579e-a685-8def82bc5fe1","title":"How do I lower my car insurance rate in Nevada?","anchor":null,"content":{"json":{"nodeType":"document","data":{},"content":[{"nodeType":"paragraph","data":{},"content":[{"nodeType":"text","value":"The easiest ways to save on your Nevada car insurance premium are to drive safely, compare car insurance quotes, and review your coverage and deductible to find opportunities to save. 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The state only requires minimum liability insurance. Still, when comparing auto insurance quotes, consider ","marks":[],"data":{}},{"nodeType":"hyperlink","data":{"uri":"https://www.joinroot.com/coverage/collision/"},"content":[{"nodeType":"text","value":"adding collision protection","marks":[{"type":"underline"}],"data":{}}]},{"nodeType":"text","value":" to help pay for repairs to your vehicle after an accident, regardless of who caused it.","marks":[],"data":{}}]}]}}},{"id":"09b19fad-36dd-5456-8a09-c9834aaf36bf","title":"Is uninsured / underinsured motorist coverage required in Nevada?","anchor":null,"content":{"json":{"nodeType":"document","data":{},"content":[{"nodeType":"paragraph","data":{},"content":[{"nodeType":"text","value":"No, Nevada drivers are not required to carry ","marks":[],"data":{}},{"nodeType":"hyperlink","data":{"uri":"https://www.joinroot.com/coverage/uninsured-underinsured-motorist-coverage/"},"content":[{"nodeType":"text","value":"uninsured/underinsured motorist coverage","marks":[{"type":"underline"}],"data":{}}]},{"nodeType":"text","value":". Like all auto insurance companies, Root offers optional UMPD and UM / UIM coverage in Nevada to help pay for injuries or vehicle damage when the at-fault driver has no insurance or insufficient coverage. Insurers in Nevada must offer this coverage, so if you don’t want it, you’ll need to reject it in writing. 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Root offers all of these coverages.","marks":[],"data":{}}]}]}}},{"id":"64240241-60ae-5bd3-8f24-819fec9e67de","title":"Who needs SR-22 insurance in Nevada?","anchor":null,"content":{"json":{"nodeType":"document","data":{},"content":[{"nodeType":"paragraph","data":{},"content":[{"nodeType":"text","value":"High-risk Nevada drivers may be ordered by a court or the Nevada DMV to provide an ","marks":[],"data":{}},{"nodeType":"hyperlink","data":{"uri":"https://www.joinroot.com/sr-22/"},"content":[{"nodeType":"text","value":"SR-22","marks":[{"type":"underline"}],"data":{}}]},{"nodeType":"text","value":" after serious violations such as DUI, DWI, or driving without insurance.","marks":[],"data":{}}]},{"nodeType":"paragraph","data":{},"content":[{"nodeType":"text","value":"An SR-22 is not insurance, but a certificate your auto insurer files to prove you carry the state-required minimum coverage. For high-risk drivers, failing to maintain it can result in license suspension.","marks":[],"data":{}}]}]}}},{"id":"e02c38bd-1b52-5654-b3e2-a2f0e27f897b","title":"How does Nevada verify car insurance?","anchor":null,"content":{"json":{"nodeType":"document","data":{},"content":[{"nodeType":"paragraph","data":{},"content":[{"nodeType":"text","value":"Nevada tracks insurance electronically through a program called ","marks":[],"data":{}},{"nodeType":"hyperlink","data":{"uri":"https://dmv.nv.gov/pdfforms/nvlive_brochure.pdf"},"content":[{"nodeType":"text","value":"Nevada LIVE","marks":[{"type":"underline"}],"data":{}}]},{"nodeType":"text","value":". Insurers report your coverage directly to the Nevada DMV, so even a one-day lapse can lead to a suspended registration. Getting reinstated can cost $250 to $750 in fees, plus fines of $250 to $1,000 depending on how long you went without coverage. The easiest way to avoid these penalties is to keep your coverage active without gaps.","marks":[],"data":{}}]}]}}},{"id":"779ad5e0-8967-59d8-85d0-ed32a93db391","title":"What happens if I'm partly at fault for an accident in Nevada?","anchor":null,"content":{"json":{"nodeType":"document","data":{},"content":[{"nodeType":"paragraph","data":{},"content":[{"nodeType":"text","value":"Nevada uses a modified comparative negligence rule with a 51% bar. You can recover damages as long as you're not more at fault than the other party, though your compensation is reduced by your share of fault. 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