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is the average cost of car insurance in Minnesota?","body":{"json":{"nodeType":"document","data":{},"content":[{"nodeType":"paragraph","data":{},"content":[{"nodeType":"text","value":"The average Minnesota driver pays $2,591 per year for ","marks":[],"data":{}},{"nodeType":"text","value":"full coverage car insurance ","marks":[{"type":"bold"}],"data":{}},{"nodeType":"hyperlink","data":{"uri":"#references"},"content":[{"nodeType":"text","value":"[2]","marks":[],"data":{}}]},{"nodeType":"text","value":".","marks":[],"data":{}}]},{"nodeType":"paragraph","data":{},"content":[{"nodeType":"text","value":"Root customers looking to purchase Minnesota car insurance could save up to $1,300 a year. ","marks":[],"data":{}}]},{"nodeType":"paragraph","data":{},"content":[{"nodeType":"text","value":"Get a quote in under 5 minutes. 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With Root, you can get a personalized car insurance quote in minutes and explore coverage options that fit your needs and budget in the North Star State.","marks":[],"data":{}}]}]}}},{"id":"20c1920c-3fad-52a2-b9be-bcd561b05aef","title":"Is Minnesota a no-fault car insurance state?","anchor":null,"content":{"json":{"nodeType":"document","data":{},"content":[{"nodeType":"paragraph","data":{},"content":[{"nodeType":"text","value":"Yes, Minnesota is a no-fault state. 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You generally must meet one of the state’s statutory thresholds, such as more than $4,000 in qualifying medical expenses or an injury involving permanent disfigurement, permanent injury, death, or disability lasting 60 days or more.","marks":[],"data":{}}]}]}}},{"id":"19313d0f-9019-5052-b076-6f004634818d","title":"Is auto collision insurance required in Minnesota?","anchor":null,"content":{"json":{"nodeType":"document","data":{},"content":[{"nodeType":"paragraph","data":{},"content":[{"nodeType":"text","value":"Minnesota law does not require drivers to carry collision coverage. The state requires minimum liability insurance, Personal Injury Protection (PIP), and uninsured/underinsured motorist coverage. Still, when comparing auto insurance quotes, consider ","marks":[],"data":{}},{"nodeType":"hyperlink","data":{"uri":"https://www.joinroot.com/coverage/collision/"},"content":[{"nodeType":"text","value":"adding collision protection","marks":[{"type":"underline"}],"data":{}}]},{"nodeType":"text","value":" to help pay for physical damage to your own vehicle after an accident, regardless of who caused it.","marks":[],"data":{}}]}]}}},{"id":"83d318cf-5a79-5046-9c88-a42cc19b3396","title":"Is uninsured / underinsured motorist coverage required in Minnesota?","anchor":null,"content":{"json":{"nodeType":"document","data":{},"content":[{"nodeType":"paragraph","data":{},"content":[{"nodeType":"text","value":"Yes, Minnesota requires drivers to carry ","marks":[],"data":{}},{"nodeType":"hyperlink","data":{"uri":"https://www.joinroot.com/coverage/uninsured-underinsured-motorist-coverage/"},"content":[{"nodeType":"text","value":"uninsured/underinsured motorist coverage","marks":[{"type":"underline"}],"data":{}}]},{"nodeType":"text","value":". UM/UIM coverage helps pay for bodily injuries if you’re hit by a driver who has no insurance or not enough insurance to cover your injuries.","marks":[],"data":{}}]},{"nodeType":"paragraph","data":{},"content":[{"nodeType":"text","value":"UM/UIM does not cover physical damage to your vehicle. Collision and comprehensive coverage help cover damage to your own car, depending on the cause of the loss. 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