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We’re hiring a

Subrogation Adjuster II

Remote (United States)

The Position.

As a Subrogation & Arbitration adjuster, you’ll play a critical role in enforcing the fundamental fairness on which our company was founded. You’ll be asked to safeguard our insureds and company, providing superior customer service while managing complex inter-industry relationships when insurance carriers attempt to recoup losses from one another.  Our goal is to leverage technology, data, and a team of highly talented people to build a claims experience that is recognized as number 1 in the industry.

What you'll be doing.

  • Delivers an industry-leading claim experience for all policyholders
  • Initiate investigations of incoming/Outgoing subrogation losses
  • Review demands for auto, fixed property, injuries, and specialty vehicles
  • Respond to claim correspondence in a timely and quality manner
  • Resolve claims by negotiating demands, identifying savings or undue payments made by claimant carriers
  • Compose written correspondences to accurately inform the policyholders of the coverage decisions
  • Be able to successfully articulate and respond to arbitration demands
  • Assist as an arbiter panelist, hearing cases presented by other carriers and making binding decisions
  • Ensure legal compliance by following company policies, state and federal insurance regulations
  • Provides input for continuous development of claims guidelines and best practices
  • Recommends potential product developments and process improvements
  • Interacts and communicates effectively with customers, peers, vendors, and managers
  • Engages in learning opportunities to build knowledge of personal lines claims, court decisions impacting the claims function, current guidelines in claims function, and policy changes and modifications

What we're looking for.

  • 2+ years of successful experience handling insurance claims, where you were directly responsible for coverage & liability decisions, issuing payments, taking recorded statements, responding to correspondence, and following instructions from supervisors
  • Experience with APD and Total Loss handling.  This includes estimatics, alternative parts usage, repair techniques, diminished value, vehicle break even analysis and valuation
  • Understanding of Arbitration Forums and E-Subrogation Hub websites preferred
  • Currently licensed in-home state if your state requires an Adjuster or Appraiser License
  • Ability to obtain and maintain insurance licenses in several states (including Texas) within three months
  • High sense of professionalism while remaining empathetic
  • Familiarity with claims best practices required
  • Curious in nature
  • Great attention to detail
  • Ability to approach problems with an open mind

Get In Touch

Finding the right people to help us build Root is a top priority. Whether you would like to explore the possibility of working together or simply learn more about the position, we’d love to hear from you!

Apply now

Join us

At Root, we judge people based on the merit of their work, not who they are. If you are passionate about what this role entails and solving real problems, we encourage you to apply. We want to learn about you and what you can add to our team.

Who we are

We’re harnessing the power of technology to revolutionize insurance. Using machine learning and mobile telematic platforms, we’ve built one of the most innovative FinTech companies in the world. And we’re just getting started.

What draws people to Root

Our success is in large part due to our unwavering standards in hiring. We recognize that our products are only as good as the people building and promoting them. We want individuals who find solutions by going through the cycle of ideation to implementation with curiosity, rigor, and an analytical lens. Ask anyone who works here and you’ll hear similar reasons for why they joined:

Autonomy—for assertive self-starters, the opportunities to contribute are limitless. Impact—by challenging the way it’s always been done, we solve problems that have a big impact on our business. Collaboration—we encourage rich discussion and civil debate at every turn. People—we are inspired by the collection of crazy-smart people around us.

Open positions


4 open positions

Procurement Manager

Columbus, OH or Chicago, IL



Research & Development

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Root Inc.

80 E. Rich Street

Suite 500

Columbus, OH 43215

Copyright ROOT 2021. ROOT is a registered servicemark of Root Insurance Company, Columbus, OH. Disclaimer for quotes: We reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein. Disclaimer for coverage: Coverage is available in the event of a covered loss. Exclusions may apply. Not available in all states. Disclaimer for savings: Based on savings reported by actual customers who purchased a new Root policy between October 2019 - July 2020; changes in coverage levels not evaluated. For California residents: Telematics is not used and resulting represented savings are not applicable. Referral program not applicable. Roadside Assistance purchased as separate coverage. Visit for more information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.