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We’re hiring an

Underwriting Consultant

Columbus, OH

At Root, we don't solely think of Underwriting as a means for risk management: we utilize it as a tool for growth. Through a deep understanding of both our customers and product coverages, our team balances the risks of our books with their ability to meet key profitability goals without sacrificing the experience of our customers.

As an Underwriting Consultant, you'll define the guideline standards for new and existing underwriting programs, growing and writing policies that balance profitability with exposure mix. With your expertise in personal lines (preferably personal auto), you'll build guideline documents, support Root's risk management strategy, and communicate underwriting direction and vision to partnered teams, creating feedback loops to optimize our Underwriting approach. While your focus will be on Underwriting, you'll work closely with our State Management team to develop rules that allow state growth while hitting loss ratio targets.

What you'll be doing:

  • Develop guideline language for determining risk eligibility
  • Strategize policy growth & exposure mix
  • Research competitor filings, industry resources, and legislative announcements for required changes to underwriting appetite
  • Collaborate cross-functionally to ensure risk appetite is executing appropriately in markets

What we're looking for:

  • 5+ years general personal lines insurance experience with at least 2 years in Product or Underwriting roles
  • Previous experience in personal auto insurance preferred
  • Knowledgeable in insurance regulations and underwriting operations
  • Strong organizational, interpersonal, communication, and time management qualities

Get In Touch

Finding the right people to help us build Root is a top priority. Whether you would like to explore the possibility of working together or simply learn more about the position, we’d love to hear from you!

Apply now

Join us

At Root, we judge people based on the merit of their work, not who they are. If you are passionate about what this role entails and solving real problems, we encourage you to apply. We want to learn about you and what you can add to our team.

Who we are

We’re harnessing the power of technology to revolutionize insurance. Using machine learning and mobile telematic platforms, we’ve built one of the most innovative FinTech companies in the world. And we’re just getting started.

What draws people to Root

Our success is in large part due to our unwavering standards in hiring. We recognize that our products are only as good as the people building and promoting them. We want individuals who find solutions by going through the cycle of ideation to implementation with curiosity, rigor, and an analytical lens. Ask anyone who works here and you’ll hear similar reasons for why they joined:

Autonomy—for assertive self-starters, the opportunities to contribute are limitless. Impact—by challenging the way it’s always been done, we solve problems that have a big impact on our business. Collaboration—we encourage rich discussion and civil debate at every turn. People—we are inspired by the collection of crazy-smart people around us.

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Root Inc.

80 E. Rich Street

Suite 500

Columbus, OH 43215

Copyright ROOT 2021. ROOT is a registered servicemark of Root Insurance Company, Columbus, OH. Disclaimer for quotes: We reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein. Disclaimer for coverage: Coverage is available in the event of a covered loss. Exclusions may apply. Not available in all states. Disclaimer for savings: Based on savings reported by actual customers who purchased a new Root policy between October 2019 - July 2020; changes in coverage levels not evaluated. For California residents: Telematics is not used and resulting represented savings are not applicable. Referral program not applicable. Roadside Assistance purchased as separate coverage. Visit for more information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.